Unity Bank BharatPe Credit Card

Apply for the best credit card of Unity Bank BharatPe Credit Card

Last updated:25-May-25 Writen by Narendra User Profile
Unity Bank BharatPe Credit Card
  • Best suitable for: Rupay
  • Joining Fee: ₹ Lifetime Free + GST
  • Annual Fee: ₹ Lifetime Free + GST
  • Welcome Benefits: Not Aplicable
Unity Bank BharatPe Credit Card

Unity Bank BharatPe Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ Lifetime Free
Annual/Renewal Fee:₹ Lifetime Free
Finance Charges:
Spend Based Waiver:Lifetime Free
Over Limit Penalty:NA
Rent Payment chargesNIL
Forex Charges:NIL
Minimum Repayment Amount:
Cheque Return Fees:NIL
Late Payment Charges:

Unity Bank BharatPe Credit Card: Eligibility & Documentation

Eligibility:-
Has to be an Indian Resident, Age 21 to 65 years at the time of maturity

Documentation:- Aadhaar card, Passport, PAN card as your Identity proof
Any Utility bill, Passport, or Voter ID as your address proof
Documentation and details of land holdings, if any

Unity Bank BharatPe Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: NIL
Cash Advance Withdrwan Limit: NIL
Cash Payment at Bank Branch: NIL

Unity Bank BharatPe Credit Card: Customer care and helpline

Customer care : 1800-209-1122
Email Address : [email protected]
Mailing Address: 13th Floor, 1302/ B Wing, Rupa Renaissance, D-33 MIDC Rd, TTC Industrial Area, Turbhe, Navi-Mumbai, Maharashtra – 400705


Card replacement fee: Rs 100 + GST

Rewards Redemption Fee: NIL

Domestic lounge: 8 Complimentary Domestic Airport Lounge Access.

International Lounge: NIL

Fuel Surcharge:NIL

FAQ of Unity Bank BharatPe Credit Card

Q1. 1. What is the Unity Bank BharatPe Credit Card?
It is a co-branded credit card launched by Unity Small Finance Bank in partnership with BharatPe, designed for small business owners, merchants, and digitally savvy users.

Q2. What are the key benefits of this card?
Cashback on BharatPe merchant transactions,
Zero joining fee (for select users) Low-interest EMIs on business spends
App-based management & real-time tracking

Q3. How to apply for the Unity Bank BharatPe Credit Card online?
User can apply through: The BharatPe app (Merchant section) or Unity Bank official website or Unity Bank branches or digital onboarding via the mobile app

Q4. What are the main benefits of the Unity BharatPe Credit Card?
Cashback on BharatPe transactions
Low-interest EMIs on business spends
No joining fee (for eligible users)
App-based card management
Accepted at all POS and online merchants globally