Utkarsh SuperCard Credit Cards

Apply for the best credit card of Utkarsh Small Finance Bank

Last updated:28-Dec-24 Writen by Narendra User Profile
Utkarsh SuperCard Credit Cards
  • Best suitable for: Rupay
  • Joining Fee: ₹ Lifetime Free + GST
  • Annual Fee: ₹ Lifetime Free + GST
  • Welcome Benefits: Not Aplicable
Utkarsh SuperCard Credit Card

Utkarsh SuperCard Credit Cards: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ Lifetime Free
Annual/Renewal Fee:₹ Lifetime Free
Finance Charges:Up to 3% per month [equivalent to 36% annual percentage rate]
Spend Based Waiver:Lifetime Free
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 500/-
Rent Payment charges1% Processing fee transaction amount
Forex Charges:3.0% of the transaction value
Minimum Repayment Amount:10% of Total outstanding + All charges/fees/taxes + EMI
Cheque Return Fees:2.5% of the value of the returned payment (subject to a minimum of Rs. 500
Late Payment Charges:Late payment fee is Rs. 500/-

Utkarsh SuperCard Credit Cards: Eligibility & Documentation

Eligibility:-
Has to be an Indian Resident, Unsecured Credit Card: 21 to 65 years, For our existing customers who are holding an active Current Account, Savings Account, FD Account & Loan Account.

Documentation:- Aadhaar card, Passport, PAN card as your Identity proof
Any Utility bill, Passport, or Voter ID as your address proof
Salary slips, bank statements, or IT returns as your income proof

Utkarsh SuperCard Credit Cards: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 5% of cash withdrawn or Rs.500/- Minimum
Cash Advance Withdrwan Limit: 20% of the card limit
Cash Payment at Bank Branch: NIL

Utkarsh SuperCard Credit Cards: Customer care and helpline

Customer care : 1800-309-3665
Email Address : [email protected]
Mailing Address: Utkarsh Tower, NH-31(Airport Road), Sehmalpur, Kazi Sarai, Harhua, Varanasi, PIN – 221105, Uttar Pradesh

Card replacement fee: Rs 500 + GST

Rewards Redemption Fee: NIL

Domestic lounge: NA

International Lounge: NA

Fuel Surcharge:1% off on Fuel surcharge (refunded for transaction between Rs 400 to Rs 5000)

FAQ of Utkarsh SuperCard Credit Cards

Q1. What is the annual fee of Utkarsh SuperCard Credit Cards?
The Utkarsh SuperCard Credit Cards offers lifetime-free annual fees. The joining fee is also free for life!

Q2. What is the interest rate on the Utkarsh SuperCard Credit Cards?
The Utkarsh SuperCard Credit Cards has an interest rate of Up to 3% per month [equivalent to 36% annual percentage rate]

Q3. Are there foreign transaction fees on the Utkarsh SuperCard Credit Cards?
Yes, The Utkarsh SuperCard Credit Cards charges a 3.0% fee for all transactions in foreign currency .

Q4. What is the credit limit of Utkarsh SuperCard Credit Cards?
The credit limit for the Utkarsh SuperCard Credit Cards is based on multiple factors, such as your income, repaying capacity, and credit history. Utkarsh Small Finance Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Utkarsh Small Finance Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.

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