Union VISA Gold Credit Card

Apply for the best credit card of Union Bank Of India

Last updated:10-Aug-2024
Union VISA Gold Credit Card
  • Best suitable for: Shopping
  • Joining Fee: ₹ NIL + GST
  • Annual Fee: ₹ 299+ GST + GST
  • Welcome Benefits: NA
Union Visa Gold Credit Card

Union VISA Gold Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ NIL
Annual/Renewal Fee:₹ 299+ GST
Finance Charges:2.50% p.m. / 30% on annualized basis
Spend Based Waiver:Spend Above 30,000/-
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 250/-
Rent Payment chargesNULL
Forex Charges:3.0% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:250/- per returned cheque
Late Payment Charges:Outstanding dues upto Rs 25000/- Rs.200/- | Outstanding dues above Rs.25,000/- - Rs 500/-

Union VISA Gold Credit Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Union VISA Gold Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 3% (Min. INR 200) of the cash amount
Cash Advance Withdrwan Limit: 20% of the card limit
Cash Payment at Bank Branch: NIL

Add-on Card facility: NIL

Card replacement fee: Rs 149 + GST

Rewards Redemption Fee: NA

Domestic lounge:

International Lounge:

Fuel Surcharge:Waiver capped at 100 every billing cycle

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