BOI VISA GOLD INTERNATIONAL Credit Card

Apply for the best credit card of Bank Of India

Last updated:28-Dec-24 Writen by Narendra User Profile
BOI VISA GOLD INTERNATIONAL Credit Card
  • Best suitable for: Shopping
  • Joining Fee: ₹ 500+ GST + GST
  • Annual Fee: ₹ 500+ GST + GST
  • Welcome Benefits: NA
Boi Visa Gold International Credit Card

BOI VISA GOLD INTERNATIONAL Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 500+ GST
Annual/Renewal Fee:₹ 500+ GST
Finance Charges:1.70 per cent per month | 20.4 Annual
Spend Based Waiver:Not Applicable for this card
Over Limit Penalty:2% of overlimit amount, subject to a minimum of 250/-
Rent Payment chargesNULL
Forex Charges:3.0% of the transaction value
Minimum Repayment Amount:10% of Total outstanding + All charges/fees/taxes + EMI
Cheque Return Fees:500/- per returned cheque
Late Payment Charges:Late payment fee for 1 month -Rs 100/-

BOI VISA GOLD INTERNATIONAL Credit Card: Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net monthly income of 30,000/- or more and Self-Employed Individuals/Professionals: A minimum annual income of 4 lakhs.
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

BOI VISA GOLD INTERNATIONAL Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2% (Min. INR 50) of the cash amount
Cash Advance Withdrwan Limit: 50% of the credit Limit
Cash Payment at Bank Branch: NIL

BOI VISA GOLD INTERNATIONAL Credit Card: Customer care and helpline

Customer care : 1800220088 / 022-40426005 / 022-40426006
Email Address : [email protected]
Mailing Address: BANK OF INDIA STAR HOUSE C - 5, “G” Block,Bandra Kurla Complex, Bandra (East), Mumbai 400 051

Add-on Card facility: NIL

Card replacement fee: Rs 300 + GST

Rewards Redemption Fee: -

Domestic lounge:

International Lounge:

Fuel Surcharge:Waiver capped at 100 every billing cycle

FAQ of BOI VISA GOLD INTERNATIONAL Credit Card

Q1. What is the annual fee of BOI VISA GOLD INTERNATIONAL Credit Card?
The Annual fees of BOI VISA GOLD INTERNATIONAL Credit Card is 500+ GST. And there is Joining fees is 500+ GST.

Q2. What is the interest rate on the BOI VISA GOLD INTERNATIONAL Credit Card?
The BOI VISA GOLD INTERNATIONAL Credit Card has an interest rate of 1.70 per cent per month | 20.4 Annual

Q3. Are there foreign transaction fees on the BOI VISA GOLD INTERNATIONAL Credit Card?
Yes, The BOI VISA GOLD INTERNATIONAL Credit Card charges a 3.0% fee for all transactions in foreign currency .

Q4. What is the credit limit of BOI VISA GOLD INTERNATIONAL Credit Card?
The credit limit for the BOI VISA GOLD INTERNATIONAL Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Bank Of India does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Bank Of India offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.

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