Union VISA Platinum Credit Card
Apply for the best credit card of Union Bank Of India
Welcome Benefits
- NA
Union VISA Platinum Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ NIL |
| Annual/Renewal Fee: | ₹ 399+ GST |
| Finance Charges: | 2.50% p.m. / 30% on annualized basis |
| Spend Based Waiver: | Spend Above 50,000/- |
| Over Limit Penalty: | 2.5% of overlimit amount, subject to a minimum of 250/- |
| Rent Payment charges | NULL |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
Eligibility criteria
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net Monthly income of 35,000 or more and Self-Employed Individuals/Professionals: A minimum annual income of 4 lakhs.
Credit Score: A good CIBIL score, ideally between 700 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of Union VISA Platinum Credit Card?
The Annual fees of Union VISA Platinum Credit Card is 399+ GST. And there is Joining fees is free.
What is the interest rate on the Union VISA Platinum Credit Card?
The Union VISA Platinum Credit Card has an interest rate of 2.50% p.m. / 30% on annualized basis
Are there foreign transaction fees on the Union VISA Platinum Credit Card?
Yes, The Union VISA Platinum Credit Card charges a 3.0% fee for all transactions in foreign currency .
What is the credit limit of Union VISA Platinum Credit Card?
The credit limit for the Union VISA Platinum Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Union Bank Of India does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Union Bank Of India offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
Union VISA Platinum Credit Card Credit Limit: Up to ₹10 Lakh