Idbi Bank Winnings Credit Card

Apply for the best credit card of Idbi Bank

Last updated:05-Aug-2024
Idbi Bank Winnings Credit Card
  • Best suitable for: Shopping
  • Joining Fee: ₹ NIL + GST
  • Annual Fee: ₹ 899+ GST + GST
  • Welcome Benefits: NA
Idbi Bank Winnings Credit Card

Idbi Bank Winnings Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ NIL
Annual/Renewal Fee:₹ 899+ GST
Finance Charges:2.90% per month (34.8% annually)
Spend Based Waiver:On spends of more than Rs. 90,000/- in a year
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 500/-
Rent Payment chargesNULL
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding + All charges/fees/taxes + EMI
Cheque Return Fees:500/- per returned cheque
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 500NIL
Above 500/- and up to 5000400
Above 5,000/- and up to 10,000500
Above 10,000/- and up to 20,000750
Above 20,000/-950

Idbi Bank Winnings Credit Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Idbi Bank Winnings Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount
Cash Advance Withdrwan Limit: Upto 70% of the card limit
Cash Payment at Bank Branch: Rs. 200/- for every Cash payment

Add-on Card facility: NIL

Card replacement fee: Rs 200 + GST

Rewards Redemption Fee: OK

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 400 to 4,000. and Maximum of 400 per month.

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