YES FIRST BUSINESS Credit Card

Apply for the best credit card of Yes Bank

YES FIRST BUSINESS Credit Card
  • Best suitable for: Business
  • Joining Fee: ₹ 999+ GST + GST
  • Annual Fee: ₹ 999+ GST + GST
  • Welcome Benefits: First Year Membership Fee of INR 999+ applicable taxes, waived on total retail spends of INR 20000/- or more within 30 days of card set up date
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Description

Welcome Benefits:

First Year Membership Fee of INR 999+ applicable taxes, waived on total retail spends of INR 20000/- or more within 30 days of card set up date

Best Suited For:

Business

Spend Based Waiver:

Spend 3,00,000 in card anniversary year and get waiver on renewal fee for the subsequent year

Add-on Card facility:

NIL (Maximum up to 3 add-on cards can be issued)

Late Payment Fee:

Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 100NIL
Above 100/- and up to 500150
Above 500/- and up to 5000500
Above 5,000/- and up to 25,000750
Above 25,000/- and up to 50,0001100
Above 50,000/-1200

Minimum Repayment Amount:

MAD - 5% of unpaid fees + other charges + EMI Amount and GST

Interest Rates:

3.80% per month (45.60% annually)

Rewards Redemption Fee:

100/- per redemption request

Conditions for Fee Waiver:

Spend 3,00,000 in card anniversary year and get waiver on renewal fee for the subsequent year