YES FIRST BUSINESS Credit Card
Apply for the best credit card of Yes Bank
YES FIRST BUSINESS Credit Card
- Best suitable for: Business
- Joining Fee: ₹ 999+ GST + GST
- Annual Fee: ₹ 999+ GST + GST
- Welcome Benefits: First Year Membership Fee of INR 999+ applicable taxes, waived on total retail spends of INR 20000/- or more within 30 days of card set up date
YES FIRST BUSINESS Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ 999+ GST |
| Annual/Renewal Fee: | ₹ 999+ GST |
| Finance Charges: | 3.80% per month (45.60% annually) |
| Spend Based Waiver: | Spend 3,00,000 in card anniversary year and get waiver on renewal fee for the subsequent year |
| Over Limit Penalty: | 2.5% of overlimit amount, subject to a minimum of 500/- |
| Rent Payment charges | 1% Processing fee transaction amount |
| Forex Charges: | 3.4% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 450/- per returned cheque |
| Total Amount Due/Statement Balance | Late Payment Charges |
|---|---|
| Less than or equal to 100 | NIL |
| Above 100/- and up to 500 | 150 |
| Above 500/- and up to 5000 | 500 |
| Above 5,000/- and up to 25,000 | 750 |
| Above 25,000/- and up to 50,000 | 1100 |
| Above 50,000/- | 1200 |
YES FIRST BUSINESS Credit Card: Eligibility & Documentation
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
YES FIRST BUSINESS Credit Card: Cash Advance and Charges
Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount Cash Advance Withdrwan Limit: Upto 30% of the card limit Cash Payment at Bank Branch: Rs. 100/- for every Cash payment
Add-on Card facility: NIL (Maximum up to 3 add-on cards can be issued)
Card replacement fee: Rs 100 + GST
Rewards Redemption Fee: 100/- per redemption request
Domestic lounge:
International Lounge:
Fuel Surcharge:1% fuel surcharge refunded for transactions between 400 to 5,000 and Maximum of 1000 per month.
Credit Cards by Bank
- SBI Card
- Bank of Baroda
- Union Bank of India
- American Express
- AU Small Finance Bank
- Axis Bank
- Bajaj Finserv
- Bank of India
- Bank of Maharashtra
- Canara Bank
- Central Bank of India
- DCB Bank
- Dhanlaxmi Bank
- Equitas Small Finance Bank
- Federal Bank
- HDFC Bank
- HSBC Bank
- ICICI Bank
- IDBI Bank
- IDFC First Bank
- Indian Bank
- IndusInd Bank
- Jammu and Kashmir Bank
- Karur Vysya Bank
- Kotak Mahindra Bank
- Punjab National Bank
- RBL Bank
- SBM bank
- Standard Chartered Bank
- Tamilnad Mercantile Bank
- Tata Capital
- UCO Bank
- YES Bank
- OneCard
- Utkarsh Small Finance Bank
- South Indian Bank
- Indian Overseas Bank
- City Union Bank
- CSB Bank
- Adani One
- ESAF Small Finance Bank