Futures

Trading

Quick Definition

Futures are financial contracts where two parties agree to buy or sell an asset at a predetermined price on a specific future date.

Detailed Explanation

Futures are a type of derivative used for hedging and speculation. They are standardized contracts traded on exchanges, allowing participants to lock in prices of assets like stocks, commodities, or indices.

In India, futures trading takes place on exchanges like the National Stock Exchange and Bombay Stock Exchange, regulated by the Securities and Exchange Board of India.

Key Features of Futures

  • Standardized contracts (quantity, expiry date)
  • Traded on exchanges
  • Requires margin (initial deposit)
  • Obligation to execute the contract

Uses of Futures

  • Hedging: Protect against price fluctuations
  • Speculation: Profit from price movements
  • Arbitrage: Exploit price differences

Advantages

  • High liquidity
  • Leverage for larger exposure
  • Transparent pricing

Risks

  • High volatility
  • Potential for large losses due to leverage
  • Mandatory settlement at expiry

Example

"A trader buys a gold futures contract at ₹60,000 per 10 grams for delivery after 3 months. If price rises to ₹62,000, they profit."

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