Options

Trading

Quick Definition

Options are financial contracts that give the buyer the right, but not the obligation, to buy or sell an asset at a fixed price on or before a specific date.

Detailed Explanation

Options are a type of derivative used for hedging risk and speculation. Unlike futures, options give flexibility because the buyer is not required to execute the contract.

Options are traded on exchanges like the National Stock Exchange and Bombay Stock Exchange, regulated by the Securities and Exchange Board of India.

Types of Options

  • Call Option: Right to buy an asset at a fixed price
  • Put Option: Right to sell an asset at a fixed price

Key Terms in Options

  • Strike Price: Fixed price of the contract
  • Premium: Price paid to buy the option
  • Expiry Date: Last date to exercise the option

Advantages

  • Limited loss (only premium for buyers)
  • High return potential
  • Useful for hedging

Risks

  • Options can expire worthless
  • Complex to understand
  • High volatility

Example

"An investor buys a call option for a stock at ₹100. If the price rises to ₹120, they can buy at ₹100 and profit."

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