A Retail Investor is an individual who invests their own money in financial markets such as stocks, mutual funds, or bonds, rather than investing on behalf of an institution.
Retail Investors participate in financial markets using personal funds, typically in smaller amounts compared to institutional investors. They invest through platforms like brokerage accounts and apps.
In India, retail investor activities are regulated by the Securities and Exchange Board of India.
"An individual investing ₹10,000 in stocks through a trading app is a retail investor."