DCB PayLess Credit Card

Apply for the best credit card of DCB Bank

Last updated:28-Dec-24 Writen by Narendra User Profile
DCB PayLess Credit Card
  • Best suitable for: Shopping
  • Joining Fee: ₹ NIL + GST
  • Annual Fee: ₹ 350+ GST + GST
  • Welcome Benefits: NA
Dcb Payless Credit Card

DCB PayLess Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ NIL
Annual/Renewal Fee:₹ 350+ GST
Finance Charges:2.0% per month (24.0% annually)
Spend Based Waiver:Not Applicable for this card
Over Limit Penalty:2.5% of the over-limit amount.
Rent Payment chargesNULL
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:250/- per returned cheque
Late Payment Charges:Late payment charges (per month) 100/-

DCB PayLess Credit Card: Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net monthly income of 25,000/- or more and Self-Employed Individuals/Professionals: A minimum annual income of 4 lakhs.
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

DCB PayLess Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% or 250 whichever is higher
Cash Advance Withdrwan Limit: Upto 90% depend on credit deposit
Cash Payment at Bank Branch: Rs. 100/- for every Cash payment

DCB PayLess Credit Card: Customer care and helpline

Customer care : 02268997777 and 04068157777
Email Address : [email protected]
Mailing Address: 601 & 602, Peninsula Business Park, Tower A, 6th floor,, Senapati Bapat Marg, Mumbai Maharashtra 400013

Add-on Card facility: NIL

Card replacement fee: Rs 150 + GST

Rewards Redemption Fee: Free

Domestic lounge:

International Lounge:

Fuel Surcharge:Not Applicaple on this card

FAQ of DCB PayLess Credit Card

Q1. What is the annual fee of DCB PayLess Credit Card?
The Annual fees of DCB PayLess Credit Card is 350+ GST. And there is Joining fees is free.

Q2. What is the interest rate on the DCB PayLess Credit Card?
The DCB PayLess Credit Card has an interest rate of 2.0% per month (24.0% annually)

Q3. Are there foreign transaction fees on the DCB PayLess Credit Card?
Yes, The DCB PayLess Credit Card charges a 3.5% fee for all transactions in foreign currency .

Q4. What is the credit limit of DCB PayLess Credit Card?
The credit limit for the DCB PayLess Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. DCB Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. DCB Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.

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