DCB PayLess Credit Card

Apply for the best credit card of DCB Bank

Last updated:28-Jul-2024
DCB PayLess Credit Card
  • Best suitable for: Shopping
  • Joining Fee: ₹ NIL + GST
  • Annual Fee: ₹ 350+ GST + GST
  • Welcome Benefits: NA
Dcb Payless Credit Card

DCB PayLess Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ NIL
Annual/Renewal Fee:₹ 350+ GST
Finance Charges:2.0% per month (24.0% annually)
Spend Based Waiver:Not Applicable for this card
Over Limit Penalty:2.5% of the over-limit amount.
Rent Payment chargesNULL
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:250/- per returned cheque
Late Payment Charges:Late payment charges (per month) 100/-

DCB PayLess Credit Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

DCB PayLess Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% or 250 whichever is higher
Cash Advance Withdrwan Limit: Upto 90% depend on credit deposit
Cash Payment at Bank Branch: Rs. 100/- for every Cash payment


Add-on Card facility: NIL

Card replacement fee: Rs 150 + GST

Rewards Redemption Fee: Free

Domestic lounge:

International Lounge:

Fuel Surcharge:Not Applicaple on this card