HDFC Bank Credit Card

card image
HDFC Purchase MoneyBack Credit Card
  • Best suitable for: Business
  • Joining Fee: ₹ 500+ GST
  • Annual Fee: ₹ 500+ GST
  • Welcome Benefits: Not Aplicable
card image
HDFC AP: Accounts Payable Program Credit Card
  • Best suitable for: Business
  • Joining Fee: ₹ NIL
  • Annual Fee: ₹ NIL
  • Welcome Benefits: NA
card image
HDFC AR: Accounts Receivable Program Credit Card
  • Best suitable for: Business
  • Joining Fee: ₹ NIL
  • Annual Fee: ₹ NIL
  • Welcome Benefits: NA
card image
HDFC Auto Insurance program Credit Card
  • Best suitable for: Business
  • Joining Fee: ₹ NIL
  • Annual Fee: ₹ NIL
  • Welcome Benefits: NA
card image
HDFC Central Travel Account Credit Card
  • Best suitable for: Business
  • Joining Fee: ₹ NIL
  • Annual Fee: ₹ NIL
  • Welcome Benefits: NA

HDFC Bank Credit Cards – Compare, Benefits, Eligibility & Apply Online | BankCliq

HDFC Bank Credit Cards are among the most preferred in India, offering a wide range of options to meet the needs of every type of user — from students and salaried professionals to business owners and frequent travelers. Whether you're looking for cashback, lifestyle benefits, travel rewards, or exclusive dining privileges, HDFC has a card tailored for you.
On BankCliq.com, we make it easier than ever to compare HDFC Bank credit cards, understand eligibility, explore benefits, and apply online in minutes.


Why Choose an HDFC Bank Credit Card?

HDFC Bank is a trusted name in the Indian banking space and one of the largest issuers of credit cards. Their wide portfolio covers every possible use case — from basic cards for first-time users to super-premium lifestyle cards.

Here are a few reasons why millions of Indians prefer HDFC credit cards:

  • ✅ Wide variety of cards tailored to all user profiles

  • 💰 Attractive cashback and reward points programs

  • ✈️ Free access to domestic & international airport lounges

  • 🎁 Partner discounts, dining offers, and seasonal deals

  • 🔐 SmartEMI, contactless payments & fraud protection

Eligibility Criteria

For Salaried Individuals
  • Age: 21 to 60 years
  • Minimum monthly income: ₹25,000+
  • Good credit score (650+ recommended)
For Self-Employed Individuals
  • Age: 21 to 65 years
  • Minimum annual income: ₹6 lakh+
  • Stable income proof and credit history
Criteria may vary for different cards. Use our instant eligibility checker to know your options.

Documents Required

  • PAN Card

    Mandatory for all applications

  • Address Proof

    Aadhaar card, Passport, or Voter ID

  • Income Proof

    Salary slip, ITR, or bank statements

  • Photograph

    Passport-size photograph

Upload documents online through our paperless application process.

HDFC Credit Card Features & Services

Here are some powerful features offered with all HDFC Bank cards:

  • SmartEMI: Convert large purchases to EMIs easily.

  • NetBanking Access: Track spends, rewards, bills, and limits.

  • Add-on Cards: Give family members access with spending controls.

  • Reward Redemption: Use points for flights, vouchers, shopping & more.

  • Zero Liability: No liability on lost card after reporting.

FAQs on HDFC Bank Credit Cards

You can check your application status online via HDFC's official website or the confirmation email/SMS you receive post-application.

HDFC Regalia and Diners Club Black offer maximum lounge access and travel perks. The Diners Club Black provides unlimited lounge access across 1,000+ airports worldwide.

Yes, some cards like HDFC MoneyBack+ are offered lifetime-free during promotional periods or with spend-based fee waivers. The Freedom card also has minimal fees that can be waived.

Use your card responsibly for 6-12 months, pay bills on time, and request a limit increase via NetBanking or customer care. HDFC may also automatically increase your limit based on usage patterns.

Ready to Apply for Your HDFC Credit Card?

Compare all cards, check eligibility, and apply online in minutes with our secure platform.