SBM bank Credit Card

GILD SBM Credit Card

Best suitable for: Cashback
Joining Fee: ₹ Lifetime Free
Annual Fee: ₹ Lifetime Free
Welcome Benefits: NA

SBM Magnet Gild Card

Best suitable for: Cashback
Joining Fee: ₹ Joining Fee for FD of 10000/-and plus
Annual Fee: ₹ NIL
Welcome Benefits: NA

Paisabazaar Step-Up SBM Credit Card

Best suitable for: Cashback
Joining Fee: ₹ Lifetime Free
Annual Fee: ₹ Lifetime Free
Welcome Benefits: NA

SBM GILD Rupicard

Best suitable for: Cashback
Joining Fee: ₹ Lifetime Free
Annual Fee: ₹ Lifetime Free
Welcome Benefits: NA

Niyo SBM Global credit card

Best suitable for: Cashback
Joining Fee: ₹ Lifetime Free
Annual Fee: ₹ Lifetime Free
Welcome Benefits: NA

SBM Bank Credit Card – Features, Benefits, Apply Online | BankCliq

SBM Bank India, a subsidiary of Mauritius-based State Bank of Mauritius, has made a name for itself as a digital-first bank offering innovative banking and financial solutions. Their credit card offerings are aligned with this vision—tech-enabled, globally accepted, and packed with lifestyle rewards.
On BankCliq.com, you can explore, compare, and apply online for the right SBM Bank credit card in just a few steps.

🚀 Why Choose SBM Bank Credit Card?

The SBM Bank Credit Card is designed for the modern, digital-first consumer. With its sleek metal design, app-powered control, and lifetime free benefits, it combines simplicity, style, and smart spending in one card.
Whether you're a frequent online shopper, a travel enthusiast, or someone who values full control over spending, SBM's credit card offers a seamless, zero-paper, fully digital experience with powerful lifestyle perks. It's a card built for convenience, flexibility, and rewards—without the usual hidden fees.

Key Benefits:

Zero annual or joining fee (lifetime free)
Reward points on every transaction
EMI option available
UPI-linked RuPay credit card functionality
No hidden charges or processing fees
Spend-based annual fee waiver
Full control via mobile app

SBM Bank Credit Card Eligibility Criteria

For Salaried Individuals

Age: 21 to 60 years
Minimum monthly income: ₹25,000+
Good credit score (670+ recommended)
Existing SBM A/C ( Preferred but not mandatory)

For Self-Employed Individuals

Age: 21 to 65 years
Minimum annual income: ₹3 lakh+
Stable income proof and credit history

Criteria may vary for different cards. Use our instant eligibility checker to know your options.

Documents Required

PAN Card

Mandatory for all applications
Address Proof

Aadhaar card, Passport, or Voter ID
Income Proof

Salary slip, ITR, or bank statements (last 3 months)
Photograph

Passport-size photograph

Upload documents online through our paperless application process.

FAQ on SBM Bank Credit Card

1. Is the SBM Bank OneCard really lifetime free?

Yes, there are no joining or annual charges, and the card is offered as a lifetime free credit card with no hidden fees.

2. Can I use SBM Bank credit card for UPI payments?

Yes! The RuPay variant supports UPI, so you can link it to apps like PhonePe, Paytm, BHIM, and use credit like a debit card.

3. How can I increase my SBM Bank credit limit?

After 6 months of usage, you can request for limit enhancement via app or by contacting customer support. Final approval depends on your credit performance.

4. What is the credit limit for SBM Credit Card?

SBM Bank credit card limits start between ₹10,000 and ₹8 lakh for new cardholders based on your income and credit profile.

5. Is this SBM Bank credit card accepted internationally?

Only Mastercard, Visa-based SBM Bank cards support global usage. RuPay credit cards are largely domestic, with limited international access via Discover or JCB networks.

6. How do I contact SBM Bank credit card customer care?

You can contact SBM Bank credit card customer care by calling their 24x7 toll-free number: 18002099335 and 18001033817 or by using the SBM Bank mobile app for support and card management. You can enable and disable features of card payments.

Ready to Apply for Your SBM Bank Credit Card?

Compare all cards, check eligibility, and apply online in minutes with our secure platform.