Bank of Baroda Credit Card

Bank of Baroda CORPORATE CARD

Best suitable for: Business
Joining Fee: ₹ NIL
Annual Fee: ₹ 1000+ GST
Welcome Benefits: NA

Bank of Baroda EMPOWER Credit Card

Best suitable for: Business
Joining Fee: ₹ NIL
Annual Fee: ₹ 500+ GST
Welcome Benefits: NA

Bank of Baroda PRIME Credit Card

Best suitable for: Cashback
Joining Fee: ₹ Lifetime Free
Annual Fee: ₹ Lifetime Free
Welcome Benefits: NA

Bank of Baroda ICSI DIAMOND Credit Card

Best suitable for: Dining
Joining Fee: ₹ Lifetime Free
Annual Fee: ₹ Lifetime Free
Welcome Benefits: NA

Bank of Baroda CMA ONE Credit Card

Best suitable for: Dining
Joining Fee: ₹ Lifetime Free
Annual Fee: ₹ Lifetime Free
Welcome Benefits: NA

Bank of Baroda Credit Card – Features, Benefits, Apply Online | BankCliq

Bank of Baroda (BOB), is one of India’s largest public sector banks and offers a wide range of credit cards to suit different lifestyles, spending habits, and financial needs. Whether you're looking for cashback, rewards, travel perks, or fuel savings, BoB credit cards provide excellent value with transparent fees, strong security, and attractive offers.
On BankCliq.com, you can explore, compare, and apply online for the right Bank of Baroda credit card in just a few steps.

🚀 Why Choose Bank of Baroda Credit Card?

BoB credit cards stand out for their low fees, lifetime free options, and benefits-rich offerings across all major categories. With easy approval criteria, wide acceptance, and robust customer support, Bank of Baroda has become a trusted name for credit card users across India.

Key Benefits:

Zero annual or joining fee (lifetime free)
Reward points on every transaction
EMI option available
UPI-linked RuPay credit card functionality
No hidden charges or processing fees
Spend-based annual fee waiver
24/7 card control via BoB Credit Card App

Bank of Baroda Credit Card Eligibility Criteria

For Salaried Individuals

Age: Minimum 18 years (max 65 years)
Minimum monthly income: ₹15,000+
Good credit score (675+ recommended)
Existing BOB A/C ( Preferred but not mandatory)

For Self-Employed Individuals

Age: 18 to 65 years
Minimum annual income: ₹2.1 lakh+
Stable income proof and credit history

Criteria may vary for different cards. Use our instant eligibility checker to know your options.

Documents Required

PAN Card
Mandatory for all applications
Address Proof
Aadhaar card, Passport, or Voter ID
Income Proof

Salary slip, ITR, or bank statements (last 3 months)
Photograph
Passport-size photograph

Upload documents online through our paperless application process.

FAQ on Bank of Baroda Credit Card

1. Which is the best Bank of Baroda credit card for beginners?

The BoB Easy Credit Card is ideal for beginners, offering low fees, cashback rewards, and easy approval for salaried individuals.

2. Is there a lifetime free credit card from Bank of Baroda?

Yes, BoB offers lifetime free cards such as the ICAI/ICSI/Bar Council cards and select co-branded cards with zero annual charges.

3. Can I use BoB credit card for international transactions?

Absolutely. All BoB credit cards are accepted internationally and support Visa, RuPay, and Mastercard networks. Forex markup charges apply.

4. What is the credit limit for Bank of Baroda Credit Card?

The Bank of Baroda Credit Card limit is based on your income, credit score, existing debts, and internal approval policies. It ranges from ₹10,000 to ₹10 Lakhs or more for premium cards.

5. Does BoB credit card offer airport lounge access?

Yes, cards like BoB Premier and BoB Eterna offer complimentary domestic & international airport lounge access, depending on the variant.

6. How do I contact Bank of Baroda credit card customer care?

You can contact Bank of Baroda credit card customer care by calling their 24x7 toll-free number: 1800-225-100 or by using the BOB mobile app for support and card management. You can enable and disable features of card payments.

Ready to Apply for Your Bank of Baroda Credit Card?

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