Dhanlaxmi Bank Platinum Credit Card

Last updated:28-Dec-24 Writen by Narendra

Dhanlaxmi Bank Platinum Credit Card

• Best suitable for: Reward
• Joining Fee: ₹ Free + GST
• Annual Fee: ₹ 400 + GST + GST

Dhanlaxmi Bank Platinum Credit Card: Fees & Charges

Dhanlaxmi Bank Platinum Credit Card: Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 18 years old.
Income: A stable annual income is essential, typically a net monthly income of 25,000/- or more and Self-employed individuals may need to show higher income proof
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Dhanlaxmi Bank Platinum Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 400/- per Transaction
Cash Advance Withdrwan Limit: 15% of the card limit
Cash Payment at Bank Branch: NIL

Dhanlaxmi Bank Platinum Credit Card: Customer care and helpline

Customer care : 044-42413000
Email Address : [email protected]
Mailing Address: Dhanlaxmi Bank Ltd.Dhanalakshmi Buildings P.B No.9 , Naickanal,Thrissur.Kerala - 680001

FAQ of Dhanlaxmi Bank Platinum Credit Card

Q1. What is the annual fee of Dhanlaxmi Bank Platinum Credit Card?
The Annual fees of Dhanlaxmi Bank Platinum Credit Card is 400 + GST. And there is Joining fees is free.

Q2. What is the interest rate on the Dhanlaxmi Bank Platinum Credit Card?
The Dhanlaxmi Bank Platinum Credit Card has an interest rate of 1.9% P.M (Annualised 22.80%)

Q3. Are there foreign transaction fees on the Dhanlaxmi Bank Platinum Credit Card?
Yes, The Dhanlaxmi Bank Platinum Credit Card charges a 3.5% fee for all transactions in foreign currency .

Q4. What is the credit limit of Dhanlaxmi Bank Platinum Credit Card?
The credit limit for the Dhanlaxmi Bank Platinum Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Dhanlaxmi Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Dhanlaxmi Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.