Dhanlaxmi Bank Platinum Credit Card

Apply for the Dhanlaxmi Bank Platinum Credit Card

Last updated:10-Aug-2024
Dhanlaxmi Bank Platinum Credit Card
  • Best suitable for: Reward
  • Joining Fee: ₹ Free + GST
  • Annual Fee: ₹ 400 + GST + GST
Dhanlaxmi Bank Platinum Credit Card

Dhanlaxmi Bank Platinum Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ Free
Annual/Renewal Fee:₹ 400 + GST
Finance Charges:1.9% P.M (Annualised 22.80%)
Spend Based Waiver:Annual fee waived if annual usage is Rs.50,000 or more. Usage in Add-on card is also considered for the waiver
Over Limit Penalty:2.5% of the amount exceeding limit; Min: 300
Rent Payment chargesNULL
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 200) + All charges/fees/taxes + EMI
Cheque Return Fees:400/- per returned cheque
Late Payment Charges:30% of Minimum Amount Due, Min: 400 Max: 600

Dhanlaxmi Bank Platinum Credit Card: Eligibility & Documentation

For Salaried & Self-Employed: Minimum annual gross income of Rs 6 lacs.
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Dhanlaxmi Bank Platinum Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 400/- per Transaction
Cash Advance Withdrwan Limit: 15% of the card limit
Cash Payment at Bank Branch: NIL

Add-on Card facility: NIL

Card replacement fee: Rs 300 + GST

Rewards Redemption Fee: 75 [for gifts] and Nil for cash redemption

Domestic lounge:

International Lounge:

Fuel Surcharge:Not Applicaple on this card

Credit Cards by Bank
Credit Cards by Category