Dhanlaxmi Bank Platinum Credit Card
Apply for the Dhanlaxmi Bank Platinum Credit Card
Dhanlaxmi Bank Platinum Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ Free |
| Annual/Renewal Fee: | ₹ 400 + GST |
| Finance Charges: | 1.9% P.M (Annualised 22.80%) |
| Spend Based Waiver: | Annual fee waived if annual usage is Rs.50,000 or more. Usage in Add-on card is also considered for the waiver |
| Over Limit Penalty: | 2.5% of the amount exceeding limit; Min: 300 |
| Rent Payment charges | NULL |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
Eligibility criteria
Age: Applicants should be at least 18 years old.
Income: A stable annual income is essential, typically a net monthly income of 25,000/- or more and Self-employed individuals may need to show higher income proof
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of Dhanlaxmi Bank Platinum Credit Card?
The Annual fees of Dhanlaxmi Bank Platinum Credit Card is 400 + GST. And there is Joining fees is free.
What is the interest rate on the Dhanlaxmi Bank Platinum Credit Card?
The Dhanlaxmi Bank Platinum Credit Card has an interest rate of 1.9% P.M (Annualised 22.80%)
Are there foreign transaction fees on the Dhanlaxmi Bank Platinum Credit Card?
Yes, The Dhanlaxmi Bank Platinum Credit Card charges a 3.5% fee for all transactions in foreign currency .
What is the credit limit of Dhanlaxmi Bank Platinum Credit Card?
The credit limit for the Dhanlaxmi Bank Platinum Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Dhanlaxmi Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Dhanlaxmi Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
Dhanlaxmi Bank Platinum Credit Card Credit Limit: Up to ₹10 Lakh