Dhi CUB Visa Signature Credit Card

Apply for the best credit card of City Union Bank

Last updated:28-Dec-24 Writen by Narendra User Profile
Dhi CUB Visa Signature Credit Card
  • Best suitable for: Lifetime Free card
  • Joining Fee: ₹ Lifetime Free + GST
  • Annual Fee: ₹ Lifetime Free + GST
  • Welcome Benefits: Not Aplicable
Dhi Cub Visa Signature Credit Card

Dhi CUB Visa Signature Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ Lifetime Free
Annual/Renewal Fee:₹ Lifetime Free
Finance Charges:Daily charges of up to 0.0983% (equivalent to 2.95% monthly or an APR of 35.40%)
Spend Based Waiver:Lifetime Free
Over Limit Penalty:500 per instance
Rent Payment charges1% Processing fee transaction amount
Forex Charges:2.5% of the transaction value
Minimum Repayment Amount:10% of Total outstanding + All charges/fees/taxes + EMI
Cheque Return Fees:2.5% of the value of the returned payment.
Late Payment Charges:Rs. 500/- for late fees

Dhi CUB Visa Signature Credit Card: Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net monthly income of 50,000/- or more and Self-Employed Individuals/Professionals: A minimum annual income of 6.0 lakhs.
Credit Score: A good CIBIL score, ideally between 750 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Dhi CUB Visa Signature Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 5% of cash withdrawn or Rs.500/- Minimum
Cash Advance Withdrwan Limit: 20% of the card limit
Cash Payment at Bank Branch: NIL

Dhi CUB Visa Signature Credit Card: Customer care and helpline

Customer care : 435-2402322 and 435-2401622
Email Address : [email protected]
Mailing Address: Narayana No.24B, Gandhi Nagar Kumbakonam - 612 001, Tamilnadu, India.

Card replacement fee: Rs 500 + GST

Rewards Redemption Fee: NIL

Domestic lounge:

International Lounge:

Fuel Surcharge:Fuel surcharge waiver will be limited to Rs 40,000 in a calendar month with no single transaction being over Rs. 8,000.

FAQ of Dhi CUB Visa Signature Credit Card

Q1. What is the annual fee of Dhi CUB Visa Signature Credit Card?
The Dhi CUB Visa Signature Credit Card offers lifetime-free annual fees. The joining fee is also free for life!

Q2. What is the interest rate on the Dhi CUB Visa Signature Credit Card?
The Dhi CUB Visa Signature Credit Card has an interest rate of Daily charges of up to 0.0983% (equivalent to 2.95% monthly or an APR of 35.40%)

Q3. Are there foreign transaction fees on the Dhi CUB Visa Signature Credit Card?
Yes, The Dhi CUB Visa Signature Credit Card charges a 2.5% fee for all transactions in foreign currency .

Q4. What is the credit limit of Dhi CUB Visa Signature Credit Card?
The credit limit for the Dhi CUB Visa Signature Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. City Union Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. City Union Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.

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