Bank of Baroda ICSI DIAMOND Credit Card

Apply for the best credit card of Bank Of Baroda

Last updated:28-Jul-2024
Bank of Baroda ICSI DIAMOND Credit Card
  • Best suitable for: Dining
  • Joining Fee: ₹ Lifetime Free + GST
  • Annual Fee: ₹ Lifetime Free + GST
  • Welcome Benefits: NA
Bank Of Baroda  Icsi Diamond Credit Card

Bank of Baroda ICSI DIAMOND Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ Lifetime Free
Annual/Renewal Fee:₹ Lifetime Free
Finance Charges:3.49% per month i.e. | 41.88% per annum
Spend Based Waiver:Lifetime Free
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 600/-
Rent Payment chargesA fee of 1% of the total transaction amount.
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 200) + All charges/fees/taxes + EMI
Cheque Return Fees:2% of the payment amount subject to min of Rs. 500
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 100NIL
Above 100/- and up to 500100
Above 500/- and up to 1000400
Above 1000/- and up to 10,000750
Above 10,000/- and up to 25,000950
Above 25,000/- and up to 50,0001100
Above 50,000/-1300


Bank of Baroda ICSI DIAMOND Credit Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Bank of Baroda ICSI DIAMOND Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount
Cash Advance Withdrwan Limit: Around 20-40% of the credit limit
Cash Payment at Bank Branch: Rs. 250/- for every Cash payment


Add-on Card facility: NIL

Card replacement fee: Rs 100 + GST

Rewards Redemption Fee: -

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 400 to 5,000 and Maximum of 250 per month.