Idbi Bank Imperium Platinum Credit Card

Apply for the best credit card of Idbi Bank

Last updated:28-Dec-24 Writen by Narendra User Profile
Idbi Bank Imperium Platinum Credit Card
  • Best suitable for: Shopping
  • Joining Fee: ₹ 499+ GST + GST
  • Annual Fee: ₹ 499+ GST + GST
  • Welcome Benefits: Enjoy higher cash withdrawal limit up to 70% of your credit limit.
Idbi Bank Imperium Platinum Credit Card

Idbi Bank Imperium Platinum Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 499+ GST
Annual/Renewal Fee:₹ 499+ GST
Finance Charges:2.9% per month (34.8% annually)
Spend Based Waiver:On spends of more than Rs. 75,000/- in a year
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 500/-
Rent Payment chargesNULL
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding + All charges/fees/taxes + EMI
Cheque Return Fees:500/- per returned cheque
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 500NIL
Above 500/- and up to 5000400
Above 5,000/- and up to 10,000500
Above 10,000/- and up to 20,000750
Above 20,000/-950

Idbi Bank Imperium Platinum Credit Card: Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 18 years old.
Fixed Deposit: A minimum fixed deposit of ₹20,000 with IDBI Bank is necessary.
Credit Score: A good CIBIL score, ideally between 700 and 900, can significantly boost approval chances
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Idbi Bank Imperium Platinum Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount
Cash Advance Withdrwan Limit: Upto 70% of the card limit
Cash Payment at Bank Branch: Rs. 200/- for every Cash payment

Idbi Bank Imperium Platinum Credit Card: Customer care and helpline

Customer care : 022-67719100 and 022-67719100
Email Address : [email protected]
Mailing Address: IDBI Bank Ltd. 19th floor, IDBI Tower, WTC Complex, Cuffe Parade, Colaba. Mumbai 400 005

Add-on Card facility: NIL

Card replacement fee: Rs 200 + GST

Rewards Redemption Fee: OK

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 400 to 4,000. and Maximum of 400 per month.

FAQ of Idbi Bank Imperium Platinum Credit Card

Q1. What is the annual fee of Idbi Bank Imperium Platinum Credit Card?
The Annual fees of Idbi Bank Imperium Platinum Credit Card is 499+ GST. And there is Joining fees is 499+ GST.

Q2. What is the interest rate on the Idbi Bank Imperium Platinum Credit Card?
The Idbi Bank Imperium Platinum Credit Card has an interest rate of 2.9% per month (34.8% annually)

Q3. Are there foreign transaction fees on the Idbi Bank Imperium Platinum Credit Card?
Yes, The Idbi Bank Imperium Platinum Credit Card charges a 3.5% fee for all transactions in foreign currency .

Q4. What is the credit limit of Idbi Bank Imperium Platinum Credit Card?
The credit limit for the Idbi Bank Imperium Platinum Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Idbi Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Idbi Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.

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