Federal Bank Mastercard Signet

Apply for the best credit card of Federal Bank

Last updated:05-Aug-2024
Federal Bank Mastercard Signet
  • Best suitable for: Shopping
  • Joining Fee: ₹ 750+ GST + GST
  • Annual Fee: ₹ 750+ GST + GST
  • Welcome Benefits: Spend more than Rs. 10000/- within first 3 Months and get the joining fee of Rs. 750/- waived off for the first year.
Federal Bank Mastercard Signet

Federal Bank Mastercard Signet: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ 750+ GST
Annual/Renewal Fee:₹ 750+ GST
Finance Charges:2.69% per month (32.28% annually)
Spend Based Waiver:Spend Rs.75,000/- incurrent year and get awaiver on next year?sannual membership fee.
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 500/-
Rent Payment charges1% Processing fee transaction amount
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:2% of Payment amount subject to minimum of 450
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 250NIL
Above 250/- and up to 1000250
Above 1000/- and up to 5,000500
Above 5,000/- and up to 25,0001000
Above 25,000/-1250


Federal Bank Mastercard Signet: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Federal Bank Mastercard Signet: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount
Cash Advance Withdrwan Limit: 10% of the card limit
Cash Payment at Bank Branch: Rs. 100/- for every Cash payment


Add-on Card facility: NIL

Card replacement fee: Rs 200 + GST

Rewards Redemption Fee: Rs. 99/- per redemption request

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 400 to 4,000 and Maximum of 100 per month.