OneCard SBM Credit Card

Apply for the best credit card of One Card

Last updated:10-Aug-2024
OneCard SBM Credit Card
  • Best suitable for: Cashback
  • Joining Fee: ₹ Lifetime Free + GST
  • Annual Fee: ₹ Lifetime Free + GST
  • Welcome Benefits: NA
Onecard Sbm Credit Card

OneCard SBM Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ Lifetime Free
Annual/Renewal Fee:₹ Lifetime Free
Finance Charges:3.49% per month (41.88% per annum)
Spend Based Waiver:Lifetime Free
Over Limit Penalty:exceeding your credit limit may result in declined transactions
Rent Payment chargesNULL
Forex Charges:0.99% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:500/- per returned cheque
Late Payment Charges:Late PaymentFee is 2.5% of the TAD

OneCard SBM Credit Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

OneCard SBM Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 300) of the cash amount
Cash Advance Withdrwan Limit: Upto 40% of the card limit
Cash Payment at Bank Branch: NIL


Add-on Card facility: NIL

Card replacement fee: Rs 249 + GST

Rewards Redemption Fee: -

Domestic lounge:

International Lounge:

Fuel Surcharge:upto Rs.400/- per month