OneCard SBM Credit Card
Apply for the best credit card of One Card
Welcome Benefits
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OneCard SBM Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ Lifetime Free |
| Annual/Renewal Fee: | ₹ Lifetime Free |
| Finance Charges: | 3.49% per month (41.88% per annum) |
| Spend Based Waiver: | Lifetime Free |
| Over Limit Penalty: | exceeding your credit limit may result in declined transactions |
| Rent Payment charges | NULL |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
Eligibility criteria
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net monthly income of 25,000/- or more and Self-Employed Individuals/Professionals: A minimum annual income of 3 lakhs.
Credit Score: A good
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of OneCard SBM Credit Card?
The OneCard SBM Credit Card offers lifetime-free annual fees. The joining fee is also free for life!
What is the interest rate on the OneCard SBM Credit Card?
The OneCard SBM Credit Card has an interest rate of 3.49% per month (41.88% per annum)
Are there foreign transaction fees on the OneCard SBM Credit Card?
Yes, The OneCard SBM Credit Card charges a 0.99% fee for all transactions in foreign currency .
What is the credit limit of OneCard SBM Credit Card?
The credit limit for the OneCard SBM Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. One Card does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. One Card offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
OneCard SBM Credit Card Credit Limit: Up to ₹10 Lakh