OneCard SBM Credit Card

Last updated:28-Dec-24 Writen by Narendra

OneCard SBM Credit Card

• Best suitable for: Cashback
• Joining Fee: ₹ Lifetime Free + GST
• Annual Fee: ₹ Lifetime Free + GST
• Welcome Benefits: NA

OneCard SBM Credit Card: Fees & Charges

OneCard SBM Credit Card: Eligibility & Documentation

Eligibility:-
Age: Applicants should be at least 21 years old.
Income: A stable annual income is essential, typically a net monthly income of 25,000/- or more and Self-Employed Individuals/Professionals: A minimum annual income of 3 lakhs.
Credit Score: A good
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

OneCard SBM Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 300) of the cash amount
Cash Advance Withdrwan Limit: Upto 40% of the card limit
Cash Payment at Bank Branch: NIL

OneCard SBM Credit Card: Customer care and helpline

Customer care : 1800 210 9111
Email Address : [email protected]
Mailing Address: West Bay, Survey No. 278, Hissa No. 4/3 Pallod Farm, Phase II, Baner, Taluka Haveli Baner Gaon, Pune - 411045

FAQ of OneCard SBM Credit Card

Q1. What is the annual fee of OneCard SBM Credit Card?
The OneCard SBM Credit Card offers lifetime-free annual fees. The joining fee is also free for life!

Q2. What is the interest rate on the OneCard SBM Credit Card?
The OneCard SBM Credit Card has an interest rate of 3.49% per month (41.88% per annum)

Q3. Are there foreign transaction fees on the OneCard SBM Credit Card?
Yes, The OneCard SBM Credit Card charges a 0.99% fee for all transactions in foreign currency .

Q4. What is the credit limit of OneCard SBM Credit Card?
The credit limit for the OneCard SBM Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. One Card does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. One Card offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.