TMB Titanium - Unsecured Credit Card

Apply for the best credit card of Tamilnad Mercantile Bank

Last updated:28-Dec-24 Writen by Narendra User Profile
TMB Titanium - Unsecured Credit Card
  • Best suitable for: Shopping
  • Joining Fee: ₹ Lifetime Free + GST
  • Annual Fee: ₹ Lifetime Free + GST
  • Welcome Benefits: NIL
Tmb Titanium - Unsecured Credit Card

TMB Titanium - Unsecured Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ Lifetime Free
Annual/Renewal Fee:₹ Lifetime Free
Finance Charges:2% per month (24% per annum)
Spend Based Waiver:Lifetime Free
Over Limit Penalty:2% of the amount exceeding limit.
Rent Payment chargesNULL
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:10% of Total outstanding (Min. Rs. 500) + All charges/fees/taxes + EMI
Cheque Return Fees:150/- per returned cheque
Late Payment Charges:Rs.250/- + GST ( If the cardholder fails to paythe Minimum Amount Due before PaymentDue date.)

TMB Titanium - Unsecured Credit Card: Eligibility & Documentation

Eligibility:-
Any individual with gross annual income of Rs. 2,00,000.00 and above
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

TMB Titanium - Unsecured Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 3% (Min. INR 30 for every 1000/-) of the cash amount
Cash Advance Withdrwan Limit: 25% of the card limit
Cash Payment at Bank Branch: NIL

TMB Titanium - Unsecured Credit Card: Customer care and helpline

Customer care : 9842461461
Email Address : [email protected]
Mailing Address: Tamilnad Mercantile Bank,1015-1017, First Floor, Umang Plaza, Arya Samaj Road, Karol Bagh, Delhi 110005

Add-on Card facility: NIL

Card replacement fee: Rs 250 + GST

Rewards Redemption Fee: NA

Domestic lounge:

International Lounge:

Fuel Surcharge:Not Applicaple on this card

FAQ of TMB Titanium - Unsecured Credit Card

Q1. What is the annual fee of TMB Titanium - Unsecured Credit Card?
The TMB Titanium - Unsecured Credit Card offers lifetime-free annual fees. The joining fee is also free for life!

Q2. What is the interest rate on the TMB Titanium - Unsecured Credit Card?
The TMB Titanium - Unsecured Credit Card has an interest rate of 2% per month (24% per annum)

Q3. Are there foreign transaction fees on the TMB Titanium - Unsecured Credit Card?
Yes, The TMB Titanium - Unsecured Credit Card charges a 3.5% fee for all transactions in foreign currency .

Q4. What is the credit limit of TMB Titanium - Unsecured Credit Card?
The credit limit for the TMB Titanium - Unsecured Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Tamilnad Mercantile Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Tamilnad Mercantile Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.

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