TMB Phoenix (RuPay) Credit Card

Apply for the best credit card of Tamilnad Mercantile Bank

Last updated:10-Aug-2024
TMB Phoenix (RuPay) Credit Card
  • Best suitable for: Rupay
  • Joining Fee: ₹ NIL + GST
  • Annual Fee: ₹ Rs.500/- for primary card and Rs.250/- for add on cards + GST
  • Welcome Benefits: NIL
Tmb Phoenix (Rupay) Credit Card

TMB Phoenix (RuPay) Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ NIL
Annual/Renewal Fee:₹ Rs.500/- for primary card and Rs.250/- for add on cards
Finance Charges:24% per annum from the date of transaction.
Spend Based Waiver:Waived off if customer spends Rs.1,00,000/- in a calendar year
Over Limit Penalty:2% of the amount exceeding limit.
Rent Payment chargesNULL
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:10% of Total outstanding (Min. Rs. 500) + All charges/fees/taxes + EMI
Cheque Return Fees:150/- per returned cheque
Late Payment Charges:Rs.250/- + GST ( If the cardholder fails to paythe Minimum Amount Due before PaymentDue date.)

TMB Phoenix (RuPay) Credit Card: Eligibility & Documentation

Any Individual or Proprietor having Current Account with our bank with minimum vintage of one year and at least 2 income tax returns filing of Rs.3 lakhs & above p.a
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

TMB Phoenix (RuPay) Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 3% (Min. INR 30 for every 1000/-) of the cash amount
Cash Advance Withdrwan Limit: 25% of the card limit
Cash Payment at Bank Branch: NIL

Add-on Card facility: NIL

Card replacement fee: Rs 250 + GST

Rewards Redemption Fee: NA

Domestic lounge:

International Lounge:

Fuel Surcharge:Not Applicaple on this card

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