TMB Platinum - Secured Credit Card

Apply for the best credit card of Tamilnad Mercantile Bank

Last updated:10-Aug-2024
TMB Platinum - Secured Credit Card
  • Best suitable for: Lifestyle
  • Joining Fee: ₹ Lifetime Free + GST
  • Annual Fee: ₹ Lifetime Free + GST
  • Welcome Benefits: NIL
Tmb Platinum - Secured Credit Card

TMB Platinum - Secured Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ Lifetime Free
Annual/Renewal Fee:₹ Lifetime Free
Finance Charges:2% per month (24% per annum)
Spend Based Waiver:Lifetime Free
Over Limit Penalty:2% of the amount exceeding limit.
Rent Payment chargesNULL
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:10% of Total outstanding (Min. Rs. 500) + All charges/fees/taxes + EMI
Cheque Return Fees:150/- per returned cheque
Late Payment Charges:Rs.250/- + GST ( If the cardholder fails to paythe Minimum Amount Due before PaymentDue date.)

TMB Platinum - Secured Credit Card: Eligibility & Documentation

Any individual against his/her Term Deposit with our Bank. | Minimum period of Deposit is 3 years. | Deposit Amount - Rs.50,000/- and above. | Rs. 5,00,000/- (restricted upto 75% of Term Deposit)
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

TMB Platinum - Secured Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 3% (Min. INR 30 for every 1000/-) of the cash amount
Cash Advance Withdrwan Limit: 25% of the card limit
Cash Payment at Bank Branch: NIL

Add-on Card facility: NIL

Card replacement fee: Rs 250 + GST

Rewards Redemption Fee: NA

Domestic lounge:

International Lounge:

Fuel Surcharge:Not Applicaple on this card

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