TMB Platinum - Secured Credit Card

Last updated:28-Dec-24 Writen by Narendra

TMB Platinum - Secured Credit Card

• Best suitable for: Lifestyle
• Joining Fee: ₹ Lifetime Free + GST
• Annual Fee: ₹ Lifetime Free + GST
• Welcome Benefits: NIL

TMB Platinum - Secured Credit Card: Fees & Charges

TMB Platinum - Secured Credit Card: Eligibility & Documentation

Eligibility:-
Any individual against his/her Term Deposit with our Bank. | Minimum period of Deposit is 3 years. | Deposit Amount - Rs.50,000/- and above. | Rs. 5,00,000/- (restricted upto 75% of Term Deposit)
The applicant must be an Indian citizen and valid address proof

Documentation:- 1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

TMB Platinum - Secured Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 3% (Min. INR 30 for every 1000/-) of the cash amount
Cash Advance Withdrwan Limit: 25% of the card limit
Cash Payment at Bank Branch: NIL

TMB Platinum - Secured Credit Card: Customer care and helpline

Customer care : 9842461461
Email Address : [email protected]
Mailing Address: Tamilnad Mercantile Bank,1015-1017, First Floor, Umang Plaza, Arya Samaj Road, Karol Bagh, Delhi 110005

FAQ of TMB Platinum - Secured Credit Card

Q1. What is the annual fee of TMB Platinum - Secured Credit Card?
The TMB Platinum - Secured Credit Card offers lifetime-free annual fees. The joining fee is also free for life!

Q2. What is the interest rate on the TMB Platinum - Secured Credit Card?
The TMB Platinum - Secured Credit Card has an interest rate of 2% per month (24% per annum)

Q3. Are there foreign transaction fees on the TMB Platinum - Secured Credit Card?
Yes, The TMB Platinum - Secured Credit Card charges a 3.5% fee for all transactions in foreign currency .

Q4. What is the credit limit of TMB Platinum - Secured Credit Card?
The credit limit for the TMB Platinum - Secured Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Tamilnad Mercantile Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Tamilnad Mercantile Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.