TMB Wings (RuPay) Credit Card
Apply for the best credit card of Tamilnad Mercantile Bank
Welcome Benefits
- NIL
TMB Wings (RuPay) Credit Card: Fees & Charges
| Type of fee or charge | Amount (Rs.) |
|---|---|
| Joining Fee: | ₹ NIL |
| Annual/Renewal Fee: | ₹ Rs.250/- for primary card and Rs.150/- for add on cards. |
| Finance Charges: | 24% per annum from the date of transaction. |
| Spend Based Waiver: | The annual renewal fee is waived off if the customer spends Rs.50,000/- in any quarter of the calendar year. |
| Over Limit Penalty: | 2% of the amount exceeding limit. |
| Rent Payment charges | NULL |
| Forex Charges: | 3.49% of the transaction value |
| Minimum Repayment Amount: | 5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI |
| Cheque Return Fees: | 2% of Total Amount Due or Minimum of 500 whichever is higher |
Eligibility criteria
Any individual having SB account with our bank with a minimum vintage of 1 year and last two years of IT Return with a minimum income of Rs.3 lakhs & above p.a.
The applicant must be an Indian citizen and valid address proof
Document Requirements
1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof
Other Information
Frequently Asked Questions
What is the annual fee of TMB Wings (RuPay) Credit Card?
The Annual fees of TMB Wings (RuPay) Credit Card is Rs.250/- for primary card and Rs.150/- for add on cards. . And there is Joining fees is free.
What is the interest rate on the TMB Wings (RuPay) Credit Card?
The TMB Wings (RuPay) Credit Card has an interest rate of 24% per annum from the date of transaction.
Are there foreign transaction fees on the TMB Wings (RuPay) Credit Card?
Yes, The TMB Wings (RuPay) Credit Card charges a 3.5% fee for all transactions in foreign currency .
What is the credit limit of TMB Wings (RuPay) Credit Card?
The credit limit for the TMB Wings (RuPay) Credit Card is based on multiple factors, such as your income, repaying capacity, and credit history. Tamilnad Mercantile Bank does not specify a fixed credit limit for this card. It will communicate to you time of issuance of card. Tamilnad Mercantile Bank offer Pre-approved Credit Limit to existing card holder. So if you are eligible by few step you can increase your credit limit.
Card other Details
TMB Wings (RuPay) Credit Card Credit Limit: Up to ₹10 Lakh