Federal Bank Visa Signet Credit Card

Apply for the best credit card of Federal Bank

Last updated:05-Aug-2024
Federal Bank Visa Signet Credit Card
  • Best suitable for: Movie
  • Joining Fee: ₹ Lifetime Free + GST
  • Annual Fee: ₹ Lifetime Free + GST
  • Welcome Benefits: Get Amazon Pay e-Voucher worth 200 on minimum spend of 3000 in first 30 days as Welcome Benefit.
Federal Bank Visa Signet Credit Card

Federal Bank Visa Signet Credit Card: Fees & Charges

Type of fee or charge Amount (Rs.)
Joining Fee:₹ Lifetime Free
Annual/Renewal Fee:₹ Lifetime Free
Finance Charges:2.69% per month (32.28% annually)
Spend Based Waiver:Lifetime Free
Over Limit Penalty:2.5% of overlimit amount, subject to a minimum of 500/-
Rent Payment charges1% Processing fee transaction amount
Forex Charges:3.5% of the transaction value
Minimum Repayment Amount:5% of Total outstanding (Min. Rs. 100) + All charges/fees/taxes + EMI
Cheque Return Fees:2% of Payment amount subject to minimum of 450
Late Payment Charges:
Total Amount Due/Statement BalanceLate Payment Charges
Less than or equal to 250NIL
Above 250/- and up to 1000250
Above 1000/- and up to 5,000500
Above 5,000/- and up to 25,0001000
Above 25,000/-1250


Federal Bank Visa Signet Credit Card: Eligibility & Documentation


1. Aadhaar card, Passport, PAN card as your Identity proof
2. Any Utility bill, Passport, or Voter ID as your address proof
3. Salary slips, bank statements, or IT returns as your income proof

Federal Bank Visa Signet Credit Card: Cash Advance and Charges

Cash Advance or Withdrwan Fee: 2.5% (Min. INR 500) of the cash amount
Cash Advance Withdrwan Limit: 10% of the card limit
Cash Payment at Bank Branch: Rs. 100/- for every Cash payment


Add-on Card facility: NIL

Card replacement fee: Rs 200 + GST

Rewards Redemption Fee: Rs. 99/- per redemption request

Domestic lounge:

International Lounge:

Fuel Surcharge:1% fuel surcharge refunded for transactions between 400 to 4,000 and Maximum of 100 per month.